璇勮
鎵撳嵃
Reports suggest HSBC could seek to cut an additional 8,000-10,000 jobs from its headcount of 238,000
鏈夋姤閬撶О锛屾眹涓伴摱琛岀绉掑揩涓 鈥旈椤-鑳戒細鍦ㄥ叾238,000鍛樺伐鐨勫熀纭涓婂啀瑁佸憳8,000鍒10,000浜
(a spokesperson declined to confirm the number of jobs to go).
(涓浣嶅彂瑷浜烘嫆缁濊瘉瀹炶鍛樹汉鏁)銆
Yet after years of cost-cutting, analysts are divided as to whether much more fat can be trimmed.
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Daniel Tabbush of Tabbush Report, an Asia-based research firm, says HSBC "is not particularly bloated".
浜氭床鐮旂┒鍏徃Tabbush Report鐨勪腹灏煎皵路濉斿竷甯岃〃绀猴紝姹囦赴鈥滃苟涓嶆槸鐗瑰埆鑷冭偪鈥濄
The bank may also partially exit some share-trading activities in Western markets, and wants to sell its French retail operations.
璇ヨ涔熺绉掑揩涓 鈥旈椤-鑳介儴鍒嗛鍑鸿タ鏂瑰競鍦虹殑鏌愪簺鑲＄エ浜ゆ槗娲诲姩锛屽苟甯屾湜鍑哄敭鍏跺湪娉曞浗鐨勯浂鍞笟鍔°
But a hasty disposal of badly performing units, which also include its American wholesale arm,
浣嗘槸鑽夌巼澶勭悊琛ㄧ幇涓嶄匠鐨勯儴闂紝鍏朵腑涔熷寘鎷叾缇庡浗鎵瑰彂涓氬姟閮ㄩ棬锛
may force it to write down part of their value.
绉掔蹇笁 鈥旈椤-鑳戒細杩娇鍏惰船浣庝粬浠殑閮ㄥ垎浠峰笺
So hopes must be placed in the second prong of HSBC's grand reform鈥
鍥犳锛屽繀椤绘妸甯屾湜鏀惧湪姹囦赴閾惰閲嶅ぇ鏀归潻鐨勭浜屼釜鏂归潰鈥
to move capital away from the dreariest businesses and towards "higher growth and return opportunities".
灏嗚祫鏈粠鏈鎯ㄦ贰鐨勪笟鍔′腑杞Щ鍑烘潵锛岃浆鍚戔滄洿楂樼殑澧為暱鍜屽洖鎶ユ満浼氣濄
HSBC's cost-to-income ratio is 104% in Europe, compared with 43% in Asia, where it generates nearly 90% of its profits.
姹囦赴閾惰鍦ㄦ娲茬殑鎴愭湰鏀跺叆姣斾负104%锛岃屽湪浜氭床杩欎竴姣斾緥涓43%锛屽湪浜氭床姹囦赴閾惰鍒涢犱簡杩90%鐨勫埄娑︺
It makes only a quarter of its lending in Britain, yet the country generates 35% of its non-performing loans, says Mr Tabbush.
濉斿竷甯岃〃绀猴紝铏界劧鍏惰嫳鍥界殑璐锋鍙湁鍥涘垎涔嬩竴锛屼絾鍗翠骇鐢熶簡35%鐨勪笉鑹捶娆俱
Its $98bn of risk-weighted assets allocated to America produce only $527m in annual profit.
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The bank's management has so far declined to provide any guidance as to where newly released capital might be sent.
杩勪粖涓烘锛岃琛岀鐞嗗眰鎷掔粷灏辨柊鍙戝竷鐨勮祫鏈绉掑揩涓 鈥旈椤-鑳芥姇鍚戜綍澶勬彁渚涗换浣曞紩瀵笺
HSBC is already the largest corporate lender in Asia by market penetration, according to Greenwich Associates, a research firm.
鐮旂┒鏈烘瀯Greenwich Associates鐨勬暟鎹樉绀猴紝鎸夊競鍦烘笚閫忕巼璁＄畻锛屾眹涓伴摱琛屽凡缁忔槸浜氭床鏈澶х殑浼佷笟璐锋鏈烘瀯銆
And getting more deeply into China may prove tricky.
骞朵笖鏇村姞娣卞叆涓浗绉掔蹇笁 鈥旈椤-鑳戒細寰堟鎵嬨
Other dynamic markets, like Vietnam and Indonesia, are tiny by comparison.
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There are also limits to how much HSBC can rejig its various lines of business.
姹囦赴璋冩暣鍏跺悇椤逛笟鍔＄殑绋嬪害涔熸湁闄愬埗銆
Its strength in trade finance has so far failed to translate into clout in investment banking.
杩勪粖涓烘锛屼腑鍥藉湪璐告槗铻嶈祫鏂归潰鐨勫疄鍔涙湭鑳借浆鍖栦负鍦ㄦ姇璧勯摱琛屼笟鐨勫奖鍝嶅姏銆
Global capital markets are more lucrative, but volatile. In 2018 HSBC launched a new motto, "Together We Thrive".
鍏ㄧ悆璧勬湰甯傚満鍒╂鼎鏇撮珮锛屼絾娉㈠姩鎬ф洿澶с2018骞达紝姹囦赴閾惰鎺ㄥ嚭浜嗘柊鐨勫彛鍙封滃叡鍚岀箒鑽ｂ濄
Its difficulties may have more to do with this grand ambition than with external forces.
瀹冪殑鍥板绉掔蹇笁 鈥旈椤-鑳芥洿澶氬湴涓庤繖涓瀹忎紵鎶辫礋鏈夊叧锛岃屼笉鏄笌澶栭儴鍔涢噺鏈夊叧銆
By trying to do too much for too many people in too many places, it has seen its returns diluted.
福彩快三的术语—官方网址22270.COM鍦ㄥお澶氬湴鏂硅瘯鍥句负澶鐨勪汉鍋氬お澶氱殑浜嬶紝缁撴灉鍏跺洖鎶ヨ绋閲婁簡銆
Yet even for its candid interim boss, that conclusion may be rather too blunt.
鐒惰岋紝鍗充娇鏄鍏剁洿鐜囩殑涓存椂鑰佹澘鏉ヨ锛岃繖涓粨璁轰篃绉掔蹇笁 鈥旈椤-鑳借繃浜庣洿鎺ャ
璇戞枃鐢辩绉掑揩涓 鈥旈椤-绉掔蹇笁 鈥旈椤-鍘熷垱锛屼粎渚涘涔犱氦娴佷娇鐢紝鏈粡璁哥绉掑揩涓 鈥旈椤-璇峰嬁杞浇銆
